:root{--navy:#12324a;--blue:#1f6f8b;--light:#f4f8fa;--text:#24333d;--muted:#61727d;--white:#fff;--border:#dce6eb}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.72}
a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}
header{background:var(--navy);color:#fff}.nav{max-width:1180px;margin:auto;padding:18px 22px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-weight:800;font-size:20px}.brand small{display:block;font-size:11px;font-weight:500;opacity:.8}
nav a{color:#fff;margin-left:18px;font-size:14px}.hero{background:linear-gradient(135deg,#eaf5f8,#fff);padding:72px 22px}.hero-inner{max-width:980px;margin:auto}.eyebrow{text-transform:uppercase;letter-spacing:.12em;color:var(--blue);font-weight:800;font-size:12px}.hero h1{font-size:clamp(34px,5vw,58px);line-height:1.1;margin:14px 0;color:var(--navy)}.hero p{font-size:19px;max-width:760px;color:#4e626d}
.container{max-width:980px;margin:auto;padding:42px 22px}.content{font-size:17px}.content h2{color:var(--navy);font-size:28px;margin-top:40px}.content h3{color:var(--blue);font-size:21px;margin-top:28px}.notice{background:#fff8e8;border-left:4px solid #d79b28;padding:16px 18px;margin:28px 0}.cta{background:var(--navy);color:#fff;border-radius:14px;padding:28px;margin:40px 0}.cta h2{color:#fff;margin-top:0}.cta a{display:inline-block;background:#fff;color:var(--navy);font-weight:800;padding:11px 18px;border-radius:8px;margin-top:8px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:18px}.card{border:1px solid var(--border);border-radius:12px;padding:20px;background:#fff}.card h3{margin-top:0;color:var(--navy);font-size:19px}
.breadcrumb{max-width:980px;margin:auto;padding:14px 22px;font-size:13px;color:var(--muted)}.breadcrumb a{color:var(--muted)}
footer{background:#102b3d;color:#dbe7ed;margin-top:50px}.footer-inner{max-width:1180px;margin:auto;padding:38px 22px}.footer-inner a{color:#fff}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.copyright{border-top:1px solid #345060;margin-top:25px;padding-top:18px;font-size:13px;color:#adc0c9}
@media(max-width:760px){nav{display:none}.hero{padding:52px 20px}.footer-grid{grid-template-columns:1fr}.content{font-size:16px}}